SBA LOAN EXPERTS
Fuel Your Growth with Government Backed Loans
Unlock specialized government guaranteed financing solutions tailored to your customer's needs. Our SBA lending experts work with your team and your customers to start, acquire or grow their business.
What are SBA Loans?
Small Business Administration (SBA) loans are government guaranteed financing solutions designed to provide capital to small businesses that may not qualify for traditional conventional lending. By mitigating risk for lenders, the SBA enables more favorable terms and accessible funding to help your customers reach their full potential.
Lower Down Payments
Preserves working capital with lower equity injection requirements compared to traditional commercial financing options.
Longer Terms
Allows longer repayment schedules that reduce monthly debt service obligations and improve your customer's overall cash flow.
Under-secured Financing
SBA loans are not required to be fully secured enabling small business owners the ability to obtain financing for various business needs.
SBA Loan Services
Step 01
Strategic Eligibility & Structuring Support
We partner with lenders to verify that all eligibility criteria are satisfied while creating tailored loan structures. Our early-stage screening saves your team time and resources by identifying viable opportunities before significant work begins.
Step 02
Comprehensive Underwriting Solutions
Our specialists provide deeper insights than standard SBA checks. We perform detailed credit assessments upon receipt of lender files, delivering actionable findings to help you decide. If needed, we develop full, compliant credit analyses to streamline your internal approval workflows.
Step 03
Efficient Application & Packaging
We handle the heavy lifting of preparing the loan file for submission to the SBA. Our proven method reduces the back-and-forth between the SBA and the lender, ensuring a smoother transition to approval.
Step 04
Seamless Closing & Funding
We manage the final documentation hurdles by gathering all required SBA paperwork from borrowers and vendors, ensuring every condition is met for a headache-free funding experience.
Step 05
Secondary Market Optimization
Our team identifies lucrative secondary market paths for your institution. We assist in maximizing premiums and liquidity by connecting you with top-tier resources to sell the guaranteed portions.
Step 06
Active Portfolio Servicing
Maintain total compliance with rigorous government standards through our ongoing support. We protect your guarantee by managing the technical requirements throughout the loan's duration.
Step 07
Audits & Annual Reviews
Ensure your institution remains audit-ready with our thorough review process. We proactively address potential issues early on, providing peace of mind that your portfolio remains fully protected.
Step 08
Liquidation & Workout Management
In challenging times, our experts, working with legal counsel, manage the recovery process according to legal guidelines. We lead the preparation and submission of the guarantee purchase package to ensure your institution recovers its capital.
À La Carte SBA Services
Don't need all of our services - don't worry! All of our services are offered individually.
Front-End Support
• Eligibility & Screenings
• Loan Packaging
• Full Underwriting Support
• SBA Form Preparation
Closing & Post-Approval Services
• Closing & Funding Prep
• Servicing & Compliance
• Secondary Market Sales
• Annual Reviews & Audits
Start Your SBA Loan Journey
Our experts are ready to guide you through the SBA lending process. Contact us today!
Support@sbplenderservices.com
Phone: 240-449-8948